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Joseph
R. "Beau" Biden III |
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Now, more than ever, it is important that investors ask the
right questions and that they receive full disclosure about
financial products from the investment professionals that sell
them. Whether you are just beginning to invest or are
approaching the time when you will rely on investment earnings
for income, your investment choices should be based on
accurate information and an informed decision-making process.
Delaware investors have access to
ever-expanding investment options. This range of choices also
means that you risk being exposed to a variety of fraudulent
schemes. While the vast majority of investment professionals
have their clients' interests at heart, there are those that
would cheat you out of your hard-earned investment dollars.
These criminals offer a range of schemes and products,
including illegitimate investments, products that promise high
returns with little or no risk, or products with hidden fees.
The Delaware Department of Justice protects investors by
investigating and prosecuting brokers, investment advisors,
and investment firms who break Delaware's securities laws.
Education is your key to making smart
investment choices and combating the risks to your investor
security. In addition to enforcing the law, the Delaware
Department of Justice also serves as an educational resource
to investors. As a result, we are providing this "Safe
Investing Guide", with articles on a wide variety of
investor issues and helpful references to additional
information. In addition, the Delaware Department of Justice
also provides the online Investor Resource Center ( www.InvestorResourceCenter.org),
a website that features the information contained in this
Guide as well as educational video "webinars" for a range
of audiences, including young people and families, middle-aged
individuals, and mature investors approaching retirement.
The Safe Investing Guide and the
Investor Resource Center were funded by fines and penalties
paid by those who have violated the Delaware Securities Act.
These funds are used to combat investment fraud through public
education and through legal action.
I encourage you to review this Guide and
to visit www.InvestorResourceCenter.org.
I also urge you to contact the Delaware Department of Justice
if you suspect that you have been the victim of securities
fraud. Our mission is to help all Delawareans become safe and
informed investors.
Sincerely,
Beau Biden
Attorney General
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